An online document relating to standard coverage through one Channel Islands broker suggests that many sports are only insured on a ‘recreational and non-professional basis’.
While none of the athletes competing at the Games will be doing so professionally, the use of the term ‘recreational’ could rule out coverage for Gotland completely, given the competitive nature and offer of medals.
According to the document, nine of the 14 Island Games events (athletics, badminton, basketball, golf, swimming, table tennis, tennis and volleyball) appear to be covered for holiday trips only. Football is not covered when it is the ‘main purpose’ of the trip, and race cycling is also excluded.
‘It’s worth digging out and looking at your policies,’ said Steve Jacobs, Jersey’s Island Games Association president.
‘They can change every year without people knowing it, and a one-off trip can be different.’
Full story in Friday’s JEP.